Do I have to use a pre-approved vendor?

Yes. PSG only co-funds solutions and equipment from the Enterprise Singapore approved vendor list, with the IT-solution categories pre-approved by IMDA. Engagements with vendors outside the list are not claimable, even if the solution itself looks similar to a pre-approved alternative. Confirm vendor and solution listing on the Business Grants Portal before signing the engagement.

How do I apply for PSG?

Applications run through the Business Grants Portal (businessgrants.gov.sg) using a CorpPass login. The flow is: select the pre-approved solution from the catalogue, upload the vendor quotation, complete the application form, submit, then implement the solution after approval. Reimbursement is paid after the solution is deployed and the claim is submitted with proof of payment and deployment.

Can PSG be combined with CCP or SFEC?

Yes, with the standard rule that the same cost line cannot be claimed twice across schemes. PSG funds the technology adoption itself; CCP funds salary support during the candidate's OJT for the redesigned role that uses the new technology; SFEC offsets residual training costs on the technology. The three schemes target three different cost lines and can be sequenced in the same workforce-transformation plan.

What if my preferred solution is not on the PSG list?

PSG cannot fund solutions outside the pre-approved catalogue. Two practical options: pick a comparable pre-approved solution from the same category, or pursue a different funding instrument (Enterprise Development Grant, for example) that supports custom or non-listed solutions. Discuss the trade-off with a grant advisor before committing to a non-listed vendor.

Productivity Solutions Grant (PSG) Guide for Singapore SMEs

Last updated: 4 May 2026

BizGrants Consulting · 4 May 2026 · 7 min read

The Productivity Solutions Grant (PSG) is the most widely used Singapore SME grant for back-office digitalisation, ecommerce, and operations technology adoption. Administered by Enterprise Singapore with IT solutions pre-approved by IMDA, PSG typically co-funds up to 50 per cent of qualifying costs for solutions and equipment from a defined list of approved vendors. For SMEs that already own the workforce side of a transformation through Career Conversion Programme placements, PSG is the natural pair on the technology side. This guide walks through how PSG works, who qualifies, what counts as a supported solution, the application flow through the Business Grants Portal, and how PSG layers with CCP and SkillsFuture Enterprise Credit. For comparison with other workforce-side funding, see our SFEC guide and our CCP vs JGI vs SFEC comparison.

What is the Productivity Solutions Grant?

PSG is an Enterprise Singapore-administered grant that co-funds the adoption of pre-approved IT solutions and equipment by Singapore SMEs. The scheme is designed for off-the-shelf adoption rather than bespoke development. Solutions are pre-approved into the PSG catalogue by IMDA (for IT solutions) or by Enterprise Singapore (for equipment), and SMEs choose from this catalogue when scoping a project.

PSG sits alongside other Singapore enterprise schemes. Where the Enterprise Development Grant (EDG) supports more complex or custom transformation projects (process redesign, market access, innovation), PSG covers the standard digitalisation and equipment-adoption use cases that most SMEs need first: accounting and HR systems, ecommerce platforms, customer-management tools, kitchen and retail equipment, food safety solutions, and similar. Co-funding rates and caps are reviewed periodically, and uplifted rates have been applied to selected priority categories during specific transformation pushes.

Who is eligible for PSG?

PSG eligibility is checked at three levels. All three must pass.

Singapore-registered company. The applicant must be a Singapore-registered business entity (Pte Ltd, LLP, sole proprietorship) with at least 30 per cent local shareholding. Branches of foreign entities and representative offices are not eligible.
SME definition. The company must meet the Enterprise Singapore SME definition, which is typically a group annual sales turnover under S$100 million or fewer than 200 employees. The threshold applies at the group level, not the local entity, so SMEs that are part of a larger international group may not qualify.
Local deployment. The purchased solution or equipment must be in active use within Singapore. Cross-border deployments, regional rollouts where Singapore is one of several markets, and group-level technology projects are not eligible against the local entity's PSG claim.

The third criterion catches more applications than employers expect. PSG cannot fund a regional ecommerce platform, a group-level CRM rollout, or a multi-country accounting consolidation, even when the Singapore entity is paying part of the cost. The deployment has to be a Singapore-resident use case.

What solutions does PSG support?

The PSG-supported solution catalogue is structured around two layers: the IT solutions layer (pre-approved by IMDA) and the equipment layer (pre-approved by Enterprise Singapore for industry-specific use cases). Categories that have consistently been supported include:

Finance and accounting: cloud accounting platforms, invoicing tools, expense management systems.
HR and payroll: cloud HR systems, leave and claims management, payroll processing tools.
Sales and customer management: CRM platforms, sales-funnel tools, customer-engagement systems.
Ecommerce and digital marketing: ecommerce platforms, marketing automation, analytics suites for SMEs.
Inventory and operations: inventory management systems, point-of-sale solutions, warehouse management for retail and F&B operators.
Food services equipment: kitchen automation, food safety equipment, productivity tools for F&B SMEs.
Retail equipment: queue management, retail analytics, in-store productivity tools.
Cybersecurity: SME-focused cybersecurity solutions including endpoint protection, email security, and managed services.

Each pre-approved solution lists the supported features, the cap on claimable costs, and the eligible vendors that can deliver the solution. Solutions outside the catalogue cannot be claimed against PSG, even when they appear functionally similar to listed alternatives.

Pre-approved vendors and how to choose

PSG only co-funds solutions delivered by Enterprise Singapore-approved vendors. The vendor list is maintained on the Business Grants Portal and the GoBusiness Singapore website. When scoping a PSG project:

Confirm both solution and vendor listing. A vendor may be approved for one solution category but not another. Verify that the specific solution-vendor pairing you want to claim is on the active list, not just that the vendor's name appears somewhere.
Compare supported features within the category. Pre-approved solutions in the same category vary on feature depth. The supported list is a baseline; choosing the right solution within the list still matters for fit.
Get the vendor quotation in PSG-claim format. Vendors familiar with PSG produce quotations structured for the claim. Quotations from less PSG-experienced vendors often need rework before they're submission-ready.

How to apply: the Business Grants Portal flow

PSG applications run through the Business Grants Portal at businessgrants.gov.sg, using a CorpPass login. The four-stage flow:

Select the solution. Browse the PSG catalogue, identify the pre-approved solution and approved vendor, and obtain a formal quotation. The quotation should match the solution scope and price cap on the catalogue listing.
Submit the application. Through the Business Grants Portal, complete the PSG application form, attach the vendor quotation, and submit. Approval typically arrives in a few weeks for clean applications.
Deploy the solution. After approval, engage the vendor and deploy. Keep records of payment, delivery, training, and configuration.
Submit the claim. Once the solution is in active use, submit the PSG claim through the Portal with invoices, payment proofs, and deployment evidence. Reimbursement reaches the company's bank account in 4 to 8 weeks for clean claims.

How PSG layers with CCP and SFEC

PSG, CCP, and SFEC each fund different cost lines, which is why they layer cleanly when sequenced properly:

PSG funds the technology adoption itself (the platform, the equipment, the certification of the solution).
CCP funds the salary support for the candidate operating the redesigned role that uses the new technology (capped at S$45,000 per placement under Career Conversion Programme).
SFEC offsets residual costs that fall outside both, including qualifying training fees on the new system.

A common SME pattern: an F&B operator adopts a kitchen-management system (PSG-funded), reskills an Operations Manager into a redesigned role that owns the digital workflow (CCP-funded), and offsets the manager's certification training on the new platform via SFEC. Three schemes, three cost lines, no double claims. Our CCP process guide walks through the workforce side; our F&B brand case study shows what the Operations conversion looks like at scale.

Common PSG pitfalls

Choosing a non-listed vendor. Vendors outside the approved list cannot be claimed. The most expensive PSG mistake is signing a vendor engagement before checking the listing.
Cross-border deployment. Solutions deployed regionally rather than locally are not eligible. SMEs with multi-country operations need to scope a Singapore-only deployment if they want to claim PSG.
Mismatched quotation scope. Vendor quotations that include items outside the pre-approved solution scope (custom development, multi-year licences beyond the cap, etc.) trigger clarification cycles. Get the quotation aligned to the catalogue listing before submission.

FAQ on Productivity Solutions Grant

Q: What is the Productivity Solutions Grant?
A: Productivity Solutions Grant (PSG) is an Enterprise Singapore scheme that co-funds adoption of pre-approved IT solutions and equipment for Singapore SMEs. The scheme typically supports up to 50 per cent of qualifying costs, subject to current programme caps and approved vendor lists. PSG is the most commonly used Singapore SME grant for back-office digitalisation, ecommerce, and operations technology.
Q: Who is eligible for PSG?
A: Eligibility is checked at three levels: the company must be Singapore-registered with at least 30 per cent local shareholding, must meet the SME definition (revenue or headcount thresholds for the relevant sector), and the purchased solution must be in active use within Singapore. Cross-border deployments and group-level rollouts are not eligible against the local entity's PSG claim.
Q: Do I have to use a pre-approved vendor?
A: Yes. PSG only co-funds solutions and equipment from the Enterprise Singapore approved vendor list, with the IT-solution categories pre-approved by IMDA. Engagements with vendors outside the list are not claimable, even if the solution itself looks similar to a pre-approved alternative. Confirm vendor and solution listing on the Business Grants Portal before signing the engagement.
Q: How do I apply for PSG?
A: Applications run through the Business Grants Portal (businessgrants.gov.sg) using a CorpPass login. The flow is: select the pre-approved solution from the catalogue, upload the vendor quotation, complete the application form, submit, then implement the solution after approval. Reimbursement is paid after the solution is deployed and the claim is submitted with proof of payment and deployment.
Q: Can PSG be combined with CCP or SFEC?
A: Yes, with the standard rule that the same cost line cannot be claimed twice across schemes. PSG funds the technology adoption itself; CCP funds salary support during the candidate's OJT for the redesigned role that uses the new technology; SFEC offsets residual training costs on the technology. The three schemes target three different cost lines and can be sequenced in the same workforce-transformation plan.
Q: What if my preferred solution is not on the PSG list?
A: PSG cannot fund solutions outside the pre-approved catalogue. Two practical options: pick a comparable pre-approved solution from the same category, or pursue a different funding instrument (Enterprise Development Grant, for example) that supports custom or non-listed solutions. Discuss the trade-off with a grant advisor before committing to a non-listed vendor.